We are more than a wealth management firm—we are a community. Founded on the belief that meaningful relationships drive better outcomes, we exist to deeply understand what matters most to our clients, advisors, and our team. We believe that when relationships come first, results follow.
We first work to understand your biggest retirement concerns, and then design strategic plans that are uniquely for you.
Our team is led by David Johnston, an experienced CERTIFIED FINANCIAL PLANNER™. Through a highly personalized process, we get to know you, your goals, and personal circumstances. We then develop a blueprint of your financial dream home, so you can live the life you want and retire with confidence.
Fully addressing your financial needs and giving you access to a broad range of solutions is at the heart of everything we do. Our aim is to guide you through these decisions using the best tools, technology, and strategies available. We offer a comprehensive suite of customizable solutions to help you pursue your unique goals.
Your portfolio should align with your personality and appetite for risk. Learn your risk score in just a few short minutes.
A Pre-Retiree is typically between the ages of 55-65, nearing the end of their accumulation phase, and interested in laying the groundwork for a coordinated retirement income plan. Attempting to put away as much money as possible while insulating their nest egg from an ill-timed market pullback are top priorities.
A Retiree is typically aged 60+, migrating into the principal preservation and income generation phases, and seeking the confidence a coordinated and dynamic retirement income plan can provide. Developing a Social Security optimization strategy, coordinating required minimum distributions, and ensuring estate planning is in order are all important to a retiree.
Both pre-retirees and retirees seek to insulate their assets from the costs associated with potential long term care needs.
While the age of Business Owners can vary widely, their needs are often very similar. In addition to the basic financial planning needs of a Professional, the Business Owner needs assistance in evaluating, installing and monitoring a robust suite of employee benefits and retirement plans designed to attract, retain and reward employees. Business Owners also have unique liability and insurance needs. Finally, partnerships bring their own set of challenges, including protecting against the financial loss associated with the death or disability of an owner or key employee.
OnePoint BFG Wealth Management is an independent, boutique-style financial planning firm. For affluent individuals and families – especially those ages 55 and up – we provide comprehensive wealth management and financial planning.
Since we’re not limited in the solutions we can provide, we’re able to help you navigate the all-too-often turbulent waters of capital markets. As fiduciaries to our advisory clients, we are obligated to make recommendations in your best interest.
Just like building your dream home requires an architect and a contractor with a blueprint, building the financial home of your dreams requires a qualified advisor and a comprehensive financial plan. And just like an architect learns exactly what type of home you envision, we take the time to understand your personal circumstances before developing your customized plan.
And, of course, this “financial dream home” also needs to be professionally maintained, periodically updated and always kept fresh. We’ll continue to watch over the plan, anticipate strategic changes and guide you along the way.
We're not a faceless large investment bank — and we're not trying to act like one. Our clients like the warmth of our office, our accessibility, our responsiveness, and the boutique nature of our services. We’ll aim to construct your portfolio to prosper during “sailing” environments and withstand “rowing” ones.
Manage the valleys; the peaks will come. We aim to build portfolios that are designed to prosper during “sailing” environments and withstand “rowing” ones. We adopt the Household Endowment Model by combining traditional asset allocation with product diversification.
Orion gives you a holistic view of your finances, helps you keep track of your financial goals and your progress toward them, and fosters seamless collaboration between us — whether you’re at home, at work, or on the go.
This platform comes with a native app that helps you quickly view all of your financial accounts in one place, share important information, and measure your progress in real time — all from a single log in.
Each year, OnePoint BFG hosts more than a dozen in-person educational events for residents of the greater Hunterdon County area.
Additionally, Dave and Adam are Revolutionary War aficionados, annually participating in the reenactment of George Washington leading the Continental Army across the Delaware River on Christmas Day, 1776.
*Annual investment advisory fees are billed quarterly and based upon the account value at the end of each quarter. Family members will benefit from account balance aggregation to achieve favorable advisory fee breakpoints.
All trademark and/or company logos herein are owned by the respective company. OnePoint BFG and Purshe Kaplan Sterling Investments are not affiliated with any company noted herein.
Orion gives you a holistic view of your finances, helps you keep track of your financial goals and your progress toward them — whether you're at home, at work or on the go.
Know your risk tolerance moving forward. We establish your risk number so we understand how much — or how little — risk you are willing to take.
They say a picture is worth a thousand words. An Asset Map Report visually organizes all of your finances in a clear layout. It provides a straightforward way to quickly address gaps in your plan — as well as uncover new opportunities.
Manage the valleys...and the peaks will come.
This Forbes article from David Johnston of One Point BFG Wealth Management explains why it's essential to consider two sets of portfolio strategies: one for sailing and one for rowing. The market climate is key.
