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Ascend Beyond Wealth

Realize next-level success with a financial
relationship built for life.
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Theo Kuczarski at OnePoint BFG Wealth Partners

Wealth Management Advisor

Serving Clients Nationwide
Financial Planning
Wealth Management
Retirement Planning
Insurance Strategies

You've built something significant, and the decisions ahead deserve more than a portfolio review. Theo Kuczarski works with individuals and families whose financial lives have grown complex enough to require real coordination across investments, taxes, retirement income, protection, and legacy. A CERTIFIED FINANCIAL PLANNER® professional with nearly two decades of experience, Theo brings clarity to the full picture, so every decision you make moves you closer to the life you want, not just the returns you're chasing. 

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Our Team

Theo Kuczarski

Theodore Kuczarski

WEALTH MANAGEMENT ADVISOR
Jean Gadd

Jean Gadd

ASSOCIATE FINANCIAL ADVISOR
Shannon Earle

Shannon Earle

SCHEDULING COORDINATOR - KUCZARSKI TEAM
Katherine Switzer

Katherine Switzer

CLIENT RELATIONSHIP SPECIALIST
A1_09260-Joseph Geslao

Joseph P. Geslao, CLU®, ChFC®

DIRECTOR OF FINANCIAL PLANNING
A1_09583-Marlene Carpena

Marlene Carpena

PROFESSIONAL CERTIFIED COACH
A1_09650-Anthony Holden

Anthony Holden

ASSOCIATE DIRECTOR OF INVESTMENT RESEARCH
6-12-25 Bleakley-1328-William Spellman

Bill Spellman, CIMA®

SENIOR PLANNING & INVESTMENT ANALYST
Ronnie Capellan

Ronnie Capellan

PLANNING & INVESTMENT ANALYST

What We Plan For Together

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Comprehensive Financial Planning for High Net Worth Families

One coordinated plan that connects your investments, taxes, insurance, retirement income, and estate strategy, so every decision works in concert rather than in isolation. 

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Retirement Income and Distribution Planning

Strategies for turning a lifetime of savings into reliable income, with thoughtful sequencing across accounts, tax brackets, and Social Security timing.
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Tax-Efficient Wealth Strategies

Coordinated planning across Roth conversions, asset location, charitable giving, and capital gains timing to help you keep more of what you've earned.

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Estate and Legacy Planning

Trusts, beneficiary designations, gifting strategies, and business succession aligned with the legacy you intend to leave, in partnership with your attorney and CPA. 

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Wealth Protection and Risk Management

Life insurance, disability coverage, long-term care, and liability planning evaluated within your full financial picture, so protection reinforces your plan. 

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Education Funding for Children and Grandchildren

529 plans, custodial accounts, and multigenerational gifting strategies that prepare for rising costs without compromising retirement or estate goals.

Where Good Planning Begins

Great financial planning begins with great listening. Before any recommendation, before any strategy, Theo takes the time to understand what you've built, what you want to protect, and what you hope your wealth will make possible for the people you love. From there, planning becomes a series of intentional, well-coordinated decisions rather than a reaction to whatever the market is doing this quarter. The goal is simple: a plan clear enough to give you confidence today, and flexible enough to adapt as your life, your family, and your priorities evolve. 

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Community Involvement

Theo believes the measure of a financial life isn't only what you build, but what you give back. Outside of his work with clients, he is actively involved in causes close to his heart, including pediatric cancer research, animal welfare, and kidney health awareness. In 2024, Theo donated one of his kidneys to help a patient in need, an act that reflects how he approaches life and work alike: with generosity, follow-through, and quiet conviction.

Organizations Theo supports include:

Community - Kuczarski

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